SBA Business Plans
We’ve written 2,000+ SBA business plans with a 90%+ client loan approval rate
SBA Business Plan Writing Services That Get Loan Approvals
Your SBA Loan Application, Backed by a Plan That Lenders Trust
When you’re applying for an SBA loan, your business plan is more than just a document — it’s your ticket to funding. At Cervitude LLC, we’ve written over 2,000+ SBA-compliant business plans for entrepreneurs, startups, and established companies, helping many secure SBA 7(a) and SBA 504 loans.
Our SBA business plans are designed to meet the exact requirements lenders and the Small Business Administration look for — from detailed market research to realistic financial projections — giving you the best chance of approval.
✓ 90%+ Client Loan Approval Rate
✓ Fast Turnaround – As Little As 5–7 Business Days
✓ Bank, Investor & SBA-Ready Formats
📞 Call us today at 203.685.0346 or Request a Free Consultation to get started.
Why an SBA Business Plan Is Different
An SBA business plan isn’t just a generic business plan. Lenders and the SBA have strict expectations — the right structure, the right details, and the right financial backing. A plan that fails to meet those criteria can delay or even derail your loan.
At Cervitude LLC, we know exactly what underwriters are looking for because we’ve worked with hundreds of SBA loan applicants across industries — from restaurants to trucking companies, from retail stores to manufacturers.
We ensure your plan is:
- SBA-Compliant – Meets official SBA format and lender requirements.
- Data-Driven – Market research and analysis backed by credible sources.
- Financially Sound – Projections that are realistic, detailed, and supported by assumptions.
What’s Included in Our SBA Business Plans
Your SBA business plan will include all the essential sections, each tailored to your business and loan request:
- Executive Summary – A compelling overview that makes lenders want to keep reading.
- Company Description – Your mission, history, and business structure.
- Market Analysis – Industry data, customer insights, and competitive analysis.
- Organization & Management – Bios, org charts, and ownership breakdown.
- Service or Product Line – Details of your offerings and competitive edge.
- Marketing & Sales Strategy – How you’ll attract and retain customers.
- Funding Request – Loan amount, use of proceeds, and repayment terms.
- Financial Projections – 3–5 years of SBA-ready projections with assumptions.
- Appendix – Licenses, contracts, resumes, and other supporting docs.
Real SBA Business Plan Examples
We’ve written plans for nearly every industry:
- SBA Business Plan – Trucking Company: Showcased route optimization, fuel cost analysis, and fleet expansion plan.
- SBA 504 Loan Business Plan – Specialized Construction Company: In depth multilayered financial projections and analysis.
- SBA Business Plan – Upscale Restaurant: Included menu engineering, location foot traffic analysis, and break-even charts.
- SBA 7(a) Business Plan – E-Commerce Store: Highlighted fulfillment strategy, ad spend ROI, and global market reach.
Seeing a real-world example makes it easier to imagine your own path to SBA loan approval.
Our SBA Business Plan Process
Step 1: Consultation – We discuss your business, loan needs, and timeline and go over our SBA Business Plan Questionnaire.
Step 2: Research & Drafting – We conduct market research and create your plan.
Step 3: Review & Finalize – You review, request edits, and receive your SBA-ready plan.
Step 4: Delivery – Receive your plan in editable Word & PDF formats.
That’s it! We stick around to make any edits needed (you can also edit the business plan yourself).
Industries We Serve Nationwide
We help clients across the U.S. — including New York, California, Florida, Texas, Illinois, and beyond — with SBA-compliant business plans. Whether you’re in a major city or a small town, our process is fully remote and highly personalized.
Industries served:
- Restaurants & Cafés
- Trucking & Transportation
- Construction & Contracting
- Retail & E-Commerce
- Manufacturing & Wholesale
- Medical Practices
- Professional Services
- And more…
Why Choose Cervitude LLC for Your SBA Business Plan
- Experience: Over a decade of SBA-compliant business plan writing.
- Proven Results: Clients across industries securing funding.
- Custom Approach: Every plan is built from scratch — no templates.
- Confidential: We protect your sensitive financial and strategic information.
Client Success Stories – SBA Loan Approvals with Cervitude LLC
Our clients don’t just get a business plan — they get funding.
Here’s what real business owners have to say about working with us on their SBA loan applications:
“Our SBA 7(a) loan was approved in just 3 weeks!”
“We run a small trucking company in Texas, and our bank said we needed a formal SBA business plan to move forward. Cervitude LLC created a detailed market analysis, realistic financial projections, and a strong funding request. Our SBA loan was approved in under a month, and we were able to expand our fleet.”
— James R., Owner, Lone Star Freight LLC
“The SBA loved our restaurant business plan.”
“As a first-time restaurant owner, I didn’t know where to start. Cervitude walked me through every section of the SBA business plan, from the executive summary to the appendix. The lender even commented that it was one of the best SBA business plans they’d seen.”
— Maria S., Founder, Bella Cucina Bistro
“SBA 504 loan approved for our construction business.”
“We were applying for an SBA 504 loan to purchase equipment. The Cervitude team included detailed cost breakdowns, project timelines, and a 5-year projection that matched lender requirements. The SBA approval gave us the capital to take on larger contracts.”
— David K., CEO, BuildRight Contractors
SBA Business Plan Pricing & Turnaround
Standard Delivery Time is 7 Days from the Time Cervitude is Retained; Faster Delivery Available.
Starter SBA Plan
$799
✓ Full SBA-Ready Business Plan
✓ Market Research & Industry Analysis
✓ Monthly Cash Flow Projections (3–5 Years)
✓ Best For Smaller Loans & Microloans
SBA Business Plan ++
$1,499
✓ Everything In Starter SBA Plan
✓ 5-Year Balance Sheet
✓ 5-Year Income Statement
✓ More In-Depth Financial Analysis
✓ Best For SBA 7(a) Or 504 Loans
SBA Plan + Pitch Deck
$2,499
✓ Everything In SBA Business Plan Plus
✓ Investor-Ready Pitch Deck
✓ Customized Financial Models
✓ Tailored To Multiple Funding Scenarios
✓ Best for Mixed Funding Sources (Investors + SBA)
Rush service available delivering complete SBA Business Plans in as little as 48 hours.
Free SBA Business Plan Resources
📥 Download our SBA Business Plan Checklist (PDF) — Know exactly what lenders will look for before you apply.
📥 Download our SBA Loan Documentation Guide (PDF) — Complete list of forms, licenses, and records you’ll need.
SBA Loan Calculator
SBA Loan Calculator
Estimate your SBA loan payments. For planning only—actual terms vary by lender.
Monthly Payment
Total Interest
Debt Service Coverage (DSCR)
SBA terms vary: up to 10 years (working capital/equipment), up to 25 years (real estate). Confirm with your lender.
Frequently Asked Questions
What is required in an SBA business plan?
Your plan must include an executive summary, company description, market analysis, organization & management, product/service line, marketing & sales strategy, funding request, and financial projections.
How long does it take to write an SBA business plan?
We deliver most SBA business plans within 5–7 business days. Rush options are available.
Does the SBA require 3 or 5 years of projections?
The SBA recommends at least 3 years, but 5 years of projections can strengthen your case.
Can I get an SBA business plan for my specific industry?
Yes — we’ve written plans for restaurants, trucking companies, manufacturers, retail stores, and more.
Get Your SBA Loan Application Moving
Don’t let an incomplete or poorly structured business plan delay your funding.
Cervitude LLC will craft an SBA-compliant plan that tells your story, shows your numbers, and gets lenders saying YES.
📞 Call us today at 203.685.0346 or Request a Free Consultation to get started.
Contact Our SBA Business Plan Team Today
